Tax Planning For Australian Expats & Migrants
Return or relocate to Australia without the complexities.
Whether you are an expatriate seeking to return home or a migrant exploring a fresh start, moving to Australia can be overwhelming.
With our financial and tax planning help, you can transition smoothly and sidestep a lot of the headaches that come along with relocating.
As specialists in repatriation and relocation services, we guide you and your family through Australia’s highly complex regulatory environment to ensure a simple, stress-free process.
We offer advisory services and foreign superannuation plans that are highly personalised and charged as a convenient fixed fee.
Tax Advice For Expats & Migrants
InterRetire’s Independent Repatriation Plan provides a personalised guide for expatriate executives, migrants and their families returning or relocating to Australia covering 7 planning areas.
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The question of your Australian tax resident status is probably the most important consideration when planning to move overseas or return to Australia. As an Australian resident, you are taxed on your worldwide income and capital gains at high marginal rates.
In your offshore location, you may be taxed only on your employment income, often at much lower rates, allowing you to structure your investments in a way that legally reduces your tax liability.
How We Help
We offer advice to help you reduce tax on global assets and income, considering your tax residence status and new or proposed Australian tax rules.
This assistance aims to help you retain more after-tax income while complying with tax regulations.
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As an expatriate or intending migrant, your goals and timeframes impact how assets are held, and one size does not fit all.
Governments worldwide provide tax breaks for medium to long-term investments, such as holding investments in foreign retirement accounts, family trusts, or bond structures.
For expatriates accumulating global assets and uncertain about their long-term residence, a trust or bond structure may offer flexibility and protection.
How We Help
We provide personalised advice on the appropriateness of offshore structures (e.g., trusts, foreign pension plans, and foreign life policies) compared to holding assets in personal names.
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Australian tax rules offer different treatments for assets held in private companies, trusts, insurance bonds, and superannuation funds compared to assets held in individual names, resulting in different tax rates and features.
How We Help
We offer independent advice on navigating the Australian regulatory environment, highlighting hidden features with significant financial implications.
We also coordinate and introduce you to a team of trusted advisors to help implement your independent repatriation or relocation plan, increasing your after-tax income and assets in Australia.
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Property, whether your principal residence or investment properties, forms a significant part of many expatriate or migrant families' portfolios.
How We Help
We advise on tax-efficient finance strategies for managing property investments and navigating Australia’s capital gains tax.
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Equities, including direct listed shares and collective investments both in Australia and globally, often form a significant part of returning expatriate and migrant family portfolios.
How We Help
We introduce you to Australian and international investment managers to manage stock and other equity assets.
We also provide advice on tax-efficient finance strategies for managing share investments and navigating Australia’s capital gains tax.
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The interaction of international health insurance for expatriates or migrants with future entitlements to Australia’s Medicare and health insurance can be complex.
How We Help
We assist in navigating your insurance and protection needs both internationally and in Australia, including the Australian Medicare system.
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For expatriates or migrants, estate planning often begins with discussing wills that cover international and Australian assets, supported by powers of attorney.
How We Help
We coordinate introductions to lawyers in Australia or internationally to assist with preparing wills and powers of attorney, ensuring that foreign and Australian superannuation entitlements and death benefits align with your estate planning wishes.
Our personalised plans are designed to facilitate your family's smooth transition to Australia, optimising after-tax income and assets, without compromising the lifestyle you've enjoyed offshore.
Celebrating 30 years of helping expats and migrants move to Australia.
Our team is made up of former top 4 Chartered Accounting firm professionals and is overseen by a senior advisory board. This ensures you get the best possible outcome with the best possible service.
Why Work With InterRetire?
Reduce Your Taxes Paid On Global Assets And Income
Navigate Australia’s Complex Regulatory Environment.
Maintain Your Ideal Lifestyle Without Compromise
Do you also need help with foreign superannuation?
Interretire provide tax-efficient, flexible Foreign Superannuation plans tailored for international executives and migrants with a focus on Australia.
We assist in consolidating, safeguarding, and maintaining offshore wealth through a single, flexible plan that can hold a wide range of global assets in one secure location.
